There are many different reasons why you might need to count on insurance coverage to help you throughout life. Insurance is critical to prevent financial ruin when something unexpected goes wrong, such as a car accident or a natural disaster that damages your property. In these situations, benefits are necessary for you to move forward without financial struggles or even filing for bankruptcy.
The problem is that insurance companies do not always cooperate and act as they should. Too many people learn the hard way that insurers can deny valid claims, and claimants are often left wondering about their options. It is important to contact Tulsa insurance claim denial attorneys as soon as you receive a wrongful denial. The legal team at Wandres Law, PC, can assess the best course of action to appeal your denial and obtain the insurance benefits you deserve.
Insurance Companies are Businesses First
When you pay your insurance premiums – or someone else pays theirs – you expect the insurance company to uphold its end of the bargain and pay out on claims. However, always remember that insurance companies are businesses, and their focus is often on their profits first, and the well-being of claimants second.
The less that insurance companies pay to claimants, the more revenue they get to retain, which increases their bottom lines. Unfortunately, this often leaves claimants with less than they deserve or nothing at all.
Many insurance companies are notorious for training adjusters to minimize or find reasons to deny claims whenever possible. Some companies even incentivize adjusters to grant as few benefits as they can. This often leaves claimants facing denials and unsure of how to cover their losses.
You can experience a wrongful denial with any type of insurance claim. Some common denials we see include:
Sometimes, you might be filing a claim against an adverse party’s insurance if that party’s conduct resulted in your losses, such as another driver causing a car crash and injuries. You also might be filing a claim with your own insurer, such as after fire or water damage to your home.
In either situation, it is possible for your claim to be wrongfully denied, and you want the assistance of an insurance claim denial lawyer in Tulsa right away.
Insurance companies can deny claims for many different reasons, and the first thing we do is determine why you received a denial. Some common reasons might be:
When an insurance company denies your claim, it is hoping you will simply accept the denial and not pursue any further action. Our claim denial attorneys know better, however, as we have successfully pursued many insurance appeals for our clients.
There are many ways we can appeal your denial, including:
Once you have legal representation, the insurance company knows that it cannot rely on its usual tactics. We understand how these companies work to minimize or deny claims, and we know how to present the right information and arguments to get you the benefits you deserve.
Sometimes, insurance companies go beyond simply finding reasons to deny claims. In some cases, companies will knowingly act in bad faith, such as:
Insurance laws in Oklahoma require insurance companies to act in good faith and deal fairly with claimants, and denying a claim in bad faith violates these laws. If an insurance company acted in bad faith, we can take legal action against them to seek damages for you.
At Wandres Law, PC, we regularly face off with insurance companies who deny valid claims. If you receive a denial, you want our insurance claim lawyers on your side as soon as possible. Call (918) 641-4044 or contact us online to learn more about how we can help in your situation.
At Wandres Law, P.C. our Tulsa, OK insurance claim denial attorney specializes in insurance claims. We understand the frustration and stress that can come with having your valid insurance claim denied. We are here to help our clients navigate the complex world of insurance law and fight for the coverage they deserve. Here are five frequently asked questions about how we can assist individuals who have had their valid insurance claims denied:
Insurance claims can be denied for a variety of reasons, such as a lack of coverage, a failure to provide sufficient documentation or evidence, or an interpretation of the policy that differs from the insured’s interpretation. In some cases, insurance companies may also act in bad faith by denying valid claims to save money or avoid paying out benefits. We can help you understand why your claim was denied and whether you have grounds for an appeal.
If your insurance claim is denied, the first step you should take is to review your policy and the reason given for the denial. You should also gather any documentation or evidence that supports your claim and contact our Tulsa, insurance claim denial attorney. Our attorneys are claim denial specialists and can help you understand your legal rights and develop a strategy for appealing the denial.
Yes, you can appeal a denied insurance claim. Insurance policies typically include a process for appealing a denial, and we can help you navigate this process. We can review your policy, gather additional evidence or documentation, and represent you in negotiations with the insurance company. If necessary, we can also represent you in court.
The type of compensation you may receive will depend on the specific facts of your case and the terms of your insurance policy. Depending on the circumstances, you may be entitled to reimbursement for medical expenses, property damage, lost wages, or other losses. We can help you understand the types of compensation available and negotiate with the insurance company to obtain the maximum benefits to which you are entitled.
An attorney who specializes in insurance law can help you in several ways. We can review your policy and the reason given for the denial, gather additional evidence or documentation, and negotiate with the insurance company on your behalf. We can also represent you in court if necessary. Our goal is to help you obtain the coverage you deserve and hold the insurance company accountable for acting in good faith.
In conclusion, if you have had your valid insurance claim denied, we are here to help. We have experience in insurance law and can assist you in understanding your legal rights and developing a legal strategy. Contact Wandres Law, P.C. today to schedule a consultation and find out how our Tulsa insurance claim denial attorney can help you obtain the coverage you deserve.
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