Tulsa Insurance Claim Denial Attorney

Tulsa Insurance Claim Denial Attorney

There are many different reasons why you might need to count on insurance coverage to help you throughout life. Insurance is critical to prevent financial ruin when something unexpected goes wrong, such as a car accident or a natural disaster that damages your property. In these situations, benefits are necessary for you to move forward without financial struggles or even filing for bankruptcy.

The problem is that insurance companies do not always cooperate and act as they should. Too many people learn the hard way that insurers can deny valid claims, and claimants are often left wondering about their options. It is important to contact Tulsa insurance claim denial attorneys as soon as you receive a wrongful denial. The legal team at Wandres Law, PC, can assess the best course of action to appeal your denial and obtain the insurance benefits you deserve.
Insurance Companies are Businesses First
When you pay your insurance premiums – or someone else pays theirs – you expect the insurance company to uphold its end of the bargain and pay out on claims. However, always remember that insurance companies are businesses, and their focus is often on their profits first, and the well-being of claimants second.

The less that insurance companies pay to claimants, the more revenue they get to retain, which increases their bottom lines. Unfortunately, this often leaves claimants with less than they deserve or nothing at all.

Many insurance companies are notorious for training adjusters to minimize or find reasons to deny claims whenever possible. Some companies even incentivize adjusters to grant as few benefits as they can. This often leaves claimants facing denials and unsure of how to cover their losses.

Types of Claim Denials

You can experience a wrongful denial with any type of insurance claim. Some common denials we see include:

• Auto liability claims
• Uninsured/underinsured motorist claims
• Property insurance claims
• Business insurance claims
• Workers’ compensation claims

Sometimes, you might be filing a claim against an adverse party’s insurance if that party’s conduct resulted in your losses, such as another driver causing a car crash and injuries. You also might be filing a claim with your own insurer, such as after fire or water damage to your home.

In either situation, it is possible for your claim to be wrongfully denied, and you want the assistance of an insurance claim denial lawyer in Tulsa right away.

Reasons for Claim Denials

Insurance companies can deny claims for many different reasons, and the first thing we do is determine why you received a denial. Some common reasons might be:

• The insurer contests liability or the cause of the accident
• The insurer questions the severity of injuries or property damage to limit losses
• The insurer claims you did not submit the necessary supporting documents
• The insurer states that your claim is not covered under your policy

Appealing Claim Denials

When an insurance company denies your claim, it is hoping you will simply accept the denial and not pursue any further action. Our claim denial attorneys know better, however, as we have successfully pursued many insurance appeals for our clients.

There are many ways we can appeal your denial, including:

• Presenting additional evidence of liability
• Proving the cause of your injury or property damage
• Examining your policy language and showing that you should have coverage

Once you have legal representation, the insurance company knows that it cannot rely on its usual tactics. We understand how these companies work to minimize or deny claims, and we know how to present the right information and arguments to get you the benefits you deserve.

Insurance Bad Faith Claims

Sometimes, insurance companies go beyond simply finding reasons to deny claims. In some cases, companies will knowingly act in bad faith, such as:

• Denying valid claims without good cause
• Delaying payment on claims
• Failing to properly investigate a claim
• Disputing a claim without reason

Insurance laws in Oklahoma require insurance companies to act in good faith and deal fairly with claimants, and denying a claim in bad faith violates these laws. If an insurance company acted in bad faith, we can take legal action against them to seek damages for you.

Contact a Tulsa Insurance Claim Denial Attorney You Can Trust

At Wandres Law, PC, we regularly face off with insurance companies who deny valid claims. If you receive a denial, you want our insurance claim lawyers on your side as soon as possible. Call (918) 641-4044 or contact us online to learn more about how we can help in your situation.